Finance
Airbnb / Short-Term Rental Profit Calculator
Net monthly profit from your rental after all fees and expenses.
Airbnb vs long-term rental
STRs typically generate 30–100% more gross revenue than long-term rents in popular markets. But higher revenue comes with higher vacancy risk, cleaning costs, and management time. Many hosts find the net is only 20–40% better than LTR after all costs.
Costs hosts commonly underestimate
- Furnishing and restocking supplies (~$200–500/month)
- Airbnb occupancy taxes (varies by city, often 5–15%)
- Wear and tear replacement
- Time: listing management, messaging, check-ins
⚡ CalcWolf Insight
The average Airbnb host in 2026 earns $14,000/year in the US. Top 20% earners make $40,000+. The difference is market selection, professional photography, and rapid response rates above 90%.
Frequently asked questions
Is Airbnb profitable in 2026?▾
Highly market-dependent. Strong STR markets (mountain resorts, tourist cities) can generate 2× long-term rent income. Oversaturated urban markets often make 10–20% less than LTR after expenses.
What occupancy rate do I need to be profitable?▾
Most Airbnb hosts need 50-65% occupancy to cover mortgage, utilities, insurance, and platform fees. In tourist markets, 70%+ is achievable. In suburban areas, 40-50% is typical. Occupancy below 40% rarely covers costs unless nightly rates are very high.
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