🎓 College Cost Calculator
True 4-year cost including everything
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The True Cost of College in 2026
Tuition is only 40-60% of the total cost. Room and board, books, transportation, and personal expenses add $10,000-20,000 per year. The average sticker price versus actual price paid also differs dramatically — most students receive some form of financial aid. Apply for FAFSA regardless of income — 92% of students receive some aid.
Published tuition averages (2025-26): Public in-state: $11,260. Public out-of-state: $29,150. Private: $43,350. Community college: $3,990. Room and board averages: $12,000-16,000 on campus. These numbers increase 3-5% annually.