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CalcWolf Tax Gehaltsrechner (Brutto-Netto)
Tax

Calculate Your Take-Home Pay

Estimate your net paycheck after federal tax, state tax, Social Security, and Medicare. Salary or hourly.

📅 Updated April 2026 Formula verified 📖 4 min read 🆓 Free · No sign-up

Abzuege

Lohnsteuer: progressiv 0-45%. Solidaritaetszuschlag: 5,5% der Lohnsteuer (Freigrenze beachten). Kirchensteuer: 8-9% der Lohnsteuer. Krankenversicherung: ~7,3-8,5% (AN-Anteil). Rentenversicherung: 9,3%. Arbeitslosenversicherung: 1,3%. Pflegeversicherung: 1,7-2,3%. Gesamtabzug: 35-45% je nach Steuerklasse und Einkommen.

Steuerklassen

I: Ledig. III: Verheiratet, Alleinverdiener. IV: Verheiratet, beide verdienen aehnlich. V: Ehepartner von III. Die Kombination III/V ist bei ungleichem Einkommen am guenstigsten fuer den Haushalt. Der BMF-Brutto-Netto-Rechner gibt die genaueste Berechnung.

⚡ CalcWolf Insight

Nine states have no state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Moving from California (13.3% top rate) to Texas (0%) saves a $100,000 earner approximately $5,000-8,000 per year in state taxes alone.

Frequently asked questions
Netto von 4.000 € brutto?
StKl I: ~2.500-2.700 €. StKl III: ~2.900-3.100 €. Abhaengig von Kirchensteuer und Zusatzbeitrag KV.
Welche Steuerklasse?
Ledig: I. Verheiratet beide aehnliches Gehalt: IV/IV. Unterschiedlich: III/V (mehr verdienender: III).
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Kevin Glover
Founder, CalcWolf · GLVTS · Blickr
All formulas sourced from primary references — IRS publications, peer-reviewed research, and official standards. Results are tested against independent reference calculators before publishing. Rates and brackets updated when official sources change. Editorial policy →
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