Finance

How Much Do Your Subscriptions Really Cost?

Built by Kevin Glover · @gloverbuilds · Verified formula

Add up every subscription you pay for — streaming, software, gym, boxes. See the total and what it could be worth if invested instead.

📅 Updated April 2026 ✅ Formula verified 📖 4 min read 🆓 Free · No sign-up

In this article

The Subscription Creep Problem
The Opportunity Cost
How to Audit Your Subscriptions

Die Versteckten Kosten

Der durchschnittliche Deutsche gibt 100-300 €/Monat für Abos aus. Netflix 12,99 €, Spotify 10,99 €, Fitnessstudio 30-50 €, iCloud 2,99 €, Amazon Prime 8,99 €, GEZ/Rundfunkbeitrag 18,36 €. Der Rundfunkbeitrag ist Pflicht — die anderen nicht. Die meisten unterschätzen um 30-50%.

Audit

3 Monate Kontoauszüge prüfen. Jedes Abo: "In den letzten 2 Wochen genutzt?" Wenn nicht: kündigen. Die meisten finden 30-80 €/Monat Einsparpotenzial. Streaming-Dienste abwechselnd statt alle gleichzeitig nutzen.

⚡ CalcWolf Insight

C+R Research found that 42% of consumers forgot about at least one subscription they were still paying for. The average "forgotten subscription" costs $32/month and runs for 6 months before being noticed.

Frequently asked questions

Wie viel geben Deutsche durchschnittlich aus?▾

100-300 €/Monat. 5-12 Abos, davon 3-4 regelmäßig genutzt.

Wie spare ich?▾

Vierteljährliches Audit. Familientarife teilen. Streaming rotieren. GEZ ist Pflicht — den Rest prüfen.

✓ Math logic verified against primary sources → See our verification process

Kevin Glover · @gloverbuilds

Founder, CalcWolf · GLVTS · Blickr

All formulas sourced from primary references — IRS publications, peer-reviewed research, and official standards. Results are tested against independent reference calculators before publishing. Rates and brackets updated when official sources change. Editorial policy →