Tax
Calculate Capital Gains Tax on Investments
Calculate federal capital gains tax on stocks, crypto, and real estate. Short-term vs long-term rates by income.
India 2026
Equity STCG: 20%। LTCG: 12.5% (₹1.25L exempt)। Debt MF: slab rate। Property LTCG: 12.5% (no indexation from 2024)। Crypto: 30% flat (no deductions!)। Gold: 12.5% LTCG after 2 years।
Tax Harvesting
₹1.25L LTCG exempt yearly — sell+rebuy to lock in tax-free gains। Smart investors do this every March।
⚡ CalcWolf Insight
The 0% long-term capital gains rate is one of the most powerful tax benefits available. Single filers with taxable income under $47,025 pay ZERO federal tax on long-term gains. A retired couple with $94,050 or less in taxable income can sell stocks completely tax-free. Strategic income management can save tens of thousands.
Frequently asked questions
Equity tax?▾
STCG 20%। LTCG 12.5% after ₹1.25L exempt।
Crypto?▾
30% flat — no slab, no deduction, no loss setoff। Harshest regime globally।
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