Finance
How Much Tax Do You Owe on Investment Gains?
Calculate capital gains tax on stocks, real estate, and other investments. Short-term vs long-term rates for 2026.
In this article
भारत में (2024+)
Equity (listed): STCG 20%, LTCG 12.5% (₹1.25 लाख exemption)। Debt MF: slab rate (no indexation)। Property: LTCG 12.5% (no indexation from 2024)। Crypto: 30% flat। ELSS: 3-year lock-in, LTCG 12.5% after ₹1.25 लाख।
Tax Harvesting
₹1.25 लाख LTCG exemption हर साल use करें — sell and rebuy to reset cost basis। Effective strategy for long-term investors।
⚡ CalcWolf Insight
The "stepped-up basis" at death is one of the largest tax benefits in the code. An asset purchased for $50,000 that is worth $500,000 at death passes to heirs with a $500,000 basis — the $450,000 gain is never taxed.
Frequently asked questions
Shares पर कितना tax?▾
STCG (<1 year): 20%। LTCG (1+ year): 12.5% after ₹1.25 लाख exemption।
Tax harvesting?▾
हर साल ₹1.25 लाख LTCG book करें (sell + rebuy)। Tax-free gains lock करें।
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