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Should You Lease or Buy Your Next Car?
Compare the total cost of leasing vs buying a vehicle over 3-6 years. See which option costs less for your situation.
In this article
भारत में
Car leasing growing in India — mainly corporate/fleet। Personal lease: ₹15,000-40,000/month (mid-segment)। Buy: higher EMI but ownership। Keep 7+ years: buying ALWAYS cheaper। Zoomcar Zap, Revv, ALD Automotive: lease options।
Company Car
Company lease: tax-efficient (Section 10(14) perquisite valuation)। Employee saves 30-40% vs buying personally। Ask HR about car lease policy।
⚡ CalcWolf Insight
The cheapest way to own a car: buy a 3-year-old certified pre-owned vehicle, finance for 48 months or less, and keep it for 7-10 years. Total cost of ownership is roughly 40-50% less than leasing a new car every 3 years and 30% less than buying new every 5 years.
Frequently asked questions
Lease or buy?▾
Keep 7+ years: buy। Change every 3: lease may suit। Company car lease: most tax-efficient।
Company car benefit?▾
30-40% tax saving vs personal purchase। Best perk after health insurance।
✓ Math logic verified against primary sources
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