🏠 Mortgage Comparison
Compare two loan options side by side
Option A
VS
Option B
What to Compare
The monthly payment is what you feel today. The total interest is what you actually pay. A lower rate with the same term always saves money. A shorter term means higher monthly payments but dramatically less total interest — a 15-year mortgage at 6% costs roughly half the interest of a 30-year at the same rate. The key question: can you afford the higher payment of the shorter term without sacrificing other financial goals?