Finance

Bond Yield Calculator

Built by Kevin Glover · @gloverbuilds · Verified formula

Calculate current yield and yield to maturity for bonds. Compare bond returns. Free calculator.

📅 Updated April 2026 ✅ Formula verified 📖 4 min read 🆓 Free · No sign-up

In this article

How to Use This Calculator
Tips for Best Results

Tesouro Direto

Tesouro Selic: acompanha a taxa Selic (~10-13%). Tesouro IPCA+: inflação + taxa fixa (5-7% real). Tesouro Prefixado: taxa fixa conhecida na compra. O Tesouro IPCA+ é o investimento mais seguro para longo prazo no Brasil — protege contra inflação com rendimento real garantido.

CDB vs Tesouro

CDBs de bancos médios pagam 110-120% CDI (mais que Selic). O risco é coberto pelo FGC até R$250.000. Combine: Tesouro Selic (liquidez) + CDB (rentabilidade) + Tesouro IPCA+ (longo prazo).

⚡ CalcWolf Insight

The 10-year Treasury yield is the most important number in finance — it drives mortgage rates, corporate borrowing, and stock valuations. When the 10-year rises, virtually all other rates follow.

Frequently asked questions

Qual título escolher?▾

Reserva de emergência: Tesouro Selic. Médio prazo: CDB 110%+ CDI. Longo prazo: IPCA+.

CDB é seguro?▾

Sim — FGC garante até R$250.000 por CPF por instituição.

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Kevin Glover · @gloverbuilds

Founder, CalcWolf · GLVTS · Blickr

All formulas sourced from primary references — IRS publications, peer-reviewed research, and official standards. Results are tested against independent reference calculators before publishing. Rates and brackets updated when official sources change. Editorial policy →