Uber, DoorDash & Freelance Tax Calculator
Calculate taxes on gig income from rideshare, delivery, freelancing, and side hustles. Estimated quarterly payments.
Gig Worker Tax Basics
Gig workers are independent contractors (1099), not employees (W-2). This means you pay self-employment tax (15.3%) on top of income tax — you cover both the employee and employer portions of Social Security and Medicare. On $30,000 net gig income, SE tax alone is approximately $4,240. Add federal income tax and state tax, and total tax liability is typically 25-35% of net income.
Deductions That Matter
The biggest deduction for rideshare and delivery drivers: mileage. The 2026 IRS standard mileage rate is $0.70/mile. At 15,000 business miles: $10,500 deduction. Other deductions: phone bill (business portion), supplies, car wash, vehicle insurance (business portion), parking and tolls, and a home office if applicable. Aggressive but legal deduction tracking is the difference between a 30% effective tax rate and a 20% rate.
The IRS estimates that gig workers underreport deductions by an average of $3,000-5,000/year — paying $750-1,500 more in tax than necessary. The most commonly missed deduction: return-trip mileage after dropping off a passenger or delivery. Every mile driven for business purposes (including driving to pickup locations) is deductible.
