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How Much Does a College (4-Year Degree) Cost?

2026 price guide with breakdown and savings tips

$40,000Budget
$100,000Average
$280,000High-End
Typical: $100,000

Where the Money Goes

Tuition & Fees 55% $55,000
Room & Board 30% $30,000
Books & Supplies 5% $5,000
Transportation 5% $5,000
Personal Expenses 5% $5,000

What Affects the Price

In-state vs out-of-state tuition
Public vs private institution
Room and board
Financial aid and scholarships
Textbooks and fees
Living expenses

How to Save Money

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