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CalcWolf Business Calculadora de Recargos por Pago Tardío
Business

Calculate Late Payment Fees

Calculate late fees on overdue invoices. Daily, monthly, and total penalties by amount and terms.

📅 Updated April 2026 Formula verified 📖 4 min read 🆓 Free · No sign-up

Recargos Legales

La mayoría de estados permiten 1-2% mensual sobre facturas atrasadas. Debe estar en el contrato ANTES del servicio. Términos estándar: Net 30 con 1.5% mensual después de 30 días.

Cobranza Efectiva

Mejor estrategia: factura inmediatamente, ofrece 2% descuento por pronto pago (2/10 Net 30). Recordatorio día 31, llamada día 45, carta formal día 60. Cuanto más tarde actúes, menor probabilidad de cobrar.

⚡ CalcWolf Insight

The average small business has $84,000 in unpaid invoices at any given time. Offering a 2% discount for payment within 10 days (common terms: "2/10 Net 30") costs you 2% but eliminates 30-60 days of cash flow delay. For businesses with tight cash flow, the discount pays for itself through reduced borrowing costs.

Frequently asked questions
¿Cuánto cobrar de recargo?
1-2% mensual (varía por estado). Debe estar acordado por escrito antes del servicio.
¿Cuándo cobrar recargos?
Inmediatamente después del vencimiento si tus términos lo estipulan. La mayoría paga rápido una vez que ven el recargo aplicado.
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Kevin Glover
Founder, CalcWolf · GLVTS · Blickr
All formulas sourced from primary references — IRS publications, peer-reviewed research, and official standards. Results are tested against independent reference calculators before publishing. Rates and brackets updated when official sources change. Editorial policy →
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