Finance

How Much Are Your Subscriptions Really Costing?

Built by Kevin Glover · @gloverbuilds · Verified formula

Add up all your monthly subscriptions to see total annual cost. Find subscriptions worth cutting.

📅 Updated April 2026 ✅ Formula verified 📖 4 min read 🆓 Free · No sign-up

In this article

The Subscription Creep Problem
The Subscription Audit

Le Coût Réel

Le Français moyen a 5-10 abonnements pour 80-200 €/mois. Netflix 13 €, Spotify 11 €, salle de sport 30 €, iCloud 3 €, presse 10 €, box internet 30 €, téléphone 15 €. Total : 112 €/mois = 1 344 €/an. La plupart sous-estiment de 40-60%.

Audit

Vérifiez 3 mois de relevés. Pour chaque abonnement : « L'ai-je utilisé ces 15 jours ? » Si non : annulez. La plupart trouvent 30-80 €/mois d'économie. Alternez les services de streaming au lieu de tous les payer simultanément.

⚡ CalcWolf Insight

A JP Morgan study found that the average household has 12 active subscriptions. Canceling just 3 unused subscriptions ($30-45/month total) and investing that money instead would generate $50,000+ over 20 years at 8% returns. The subscription audit is one of the highest-ROI financial exercises you can do in 30 minutes.

Frequently asked questions

Combien en moyenne ?▾

80-200 €/mois en France. 5-10 abonnements. La plupart sous-estiment de 40-60%.

Comment économiser ?▾

Audit trimestriel. Abonnements familiaux partagés. Alternance des streaming. Annulez ce qui n'est pas utilisé en 2 semaines.

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Kevin Glover · @gloverbuilds

Founder, CalcWolf · GLVTS · Blickr

All formulas sourced from primary references — IRS publications, peer-reviewed research, and official standards. Results are tested against independent reference calculators before publishing. Rates and brackets updated when official sources change. Editorial policy →