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Finance

How Much Are Your Subscriptions Really Costing?

Add up all your monthly subscriptions to see total annual cost. Find subscriptions worth cutting.

📅 Updated April 2026 Formula verified 📖 4 min read 🆓 Free · No sign-up

India

Netflix ₹149-649, Prime ₹1,499/yr, Hotstar ₹299-1,499, Spotify ₹119, gym ₹1,000-3,000, newspapers ₹200-500। Average: ₹2,000-5,000/month total। Most people underestimate 30-50%।

Audit

Check 3 months statements। "Used last 2 weeks?" No = cancel। Save ₹500-2,000/month easily।

⚡ CalcWolf Insight

A JP Morgan study found that the average household has 12 active subscriptions. Canceling just 3 unused subscriptions ($30-45/month total) and investing that money instead would generate $50,000+ over 20 years at 8% returns. The subscription audit is one of the highest-ROI financial exercises you can do in 30 minutes.

Frequently asked questions
Average?
₹2,000-5,000/month। 5-10 subscriptions, use 3-4 regularly।
Save?
Cancel unused। Family plans। Rotate streaming services quarterly।
✓ Math logic verified against primary sources → See our verification process
Kevin Glover
Founder, CalcWolf · GLVTS · Blickr
All formulas sourced from primary references — IRS publications, peer-reviewed research, and official standards. Results are tested against independent reference calculators before publishing. Rates and brackets updated when official sources change. Editorial policy →
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Found a bug or outdated data? Reports go directly to Kevin and are reviewed personally.