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Real Estate

Estimate Your Home Closing Costs

Calculate buyer and seller closing costs. Title insurance, origination fees, transfer taxes, and escrow.

📅 Updated April 2026 Formula verified 📖 4 min read 🆓 Free · No sign-up

भारत में

Stamp duty: 5-7% (state dependent। Maharashtra: 6%, Karnataka: 5%, Delhi: 6%)। Registration: 1%। GST (under construction): 5% (no ITC)। Brokerage: 1-2%। Legal: ₹10,000-30,000। Total extras: 8-12% of property value। ₹50 लाख flat: ₹4-6 लाख extras!

Women Discount

Many states offer 1-2% stamp duty discount for women buyers (Delhi, Rajasthan, UP, Haryana)। Register in womans name to save ₹50,000-2 लाख!

⚡ CalcWolf Insight

The single best way to reduce closing costs: negotiate the loan origination fee. Many lenders will reduce or waive the 1% origination fee ($3,200 on a $320K loan) if you ask — especially if you show a competing offer from another lender.

Frequently asked questions
Total extras?
8-12% property value। ₹50L flat: ₹4-6L extras।
Women discount?
1-2% stamp duty reduction in many states। Register in womans name — save lakhs!
✓ Math logic verified against primary sources → See our verification process
Kevin Glover
Founder, CalcWolf · GLVTS · Blickr
All formulas sourced from primary references — IRS publications, peer-reviewed research, and official standards. Results are tested against independent reference calculators before publishing. Rates and brackets updated when official sources change. Editorial policy →
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