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85 free calculators

Finance Calculators

From mortgages to retirement planning, these finance calculators help you make smarter money decisions. Every formula is sourced from IRS publications, Federal Reserve data, and peer-reviewed financial research.

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1099-K Side Hustle Tax Calculator (2026 OBBBA)
Calculate 1099-K reporting thresholds for 2026. See if your online sales trigger IRS reporting requirements.
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2026 SALT Deduction Calculator (OBBBA $40K Cap)
Calculate your 2026 SALT deduction under the new $40,000 cap. State and local tax deduction estimator.
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2026 Tax Bracket Calculator
Free 2026 federal income tax bracket calculator. Find your marginal tax rate, effective rate, estimated tax owed, and take-home pay.
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Airbnb Profit Margin Calculator
Free Airbnb profit calculator. Calculate net monthly income from short-term rental after Airbnb fees, mortgage, cleaning, utilities, and management costs.
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Alimony Calculator
Estimate alimony and spousal support payments. Income-based with marriage length factors. Free calculator.
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Amortization Calculator
Generate a loan amortization schedule. Monthly principal vs interest breakdown. Free amortization calculator.
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Auto Loan Calculator
Free auto loan calculator. Enter vehicle price, down payment, trade-in value, interest rate and term to get your exact monthly payment and total interest.
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CAGR Calculator
Calculate CAGR — compound annual growth rate. Annualized investment returns. Free CAGR calculator.
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Capital Gains Tax Calculator
Calculate capital gains tax on stocks, real estate, and investments. Short-term and long-term rates for 2026. Includes NIIT (3.8% surtax).
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Car Loan Interest Deduction Calculator (2026 OBBBA)
Check if your car qualifies for the OBBBA $10,000 auto loan interest deduction. VIN checker for US assembly + income phase-out calculator. 2026 tax savings.
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Child Support Calculator
Estimate child support payments by income and custody. General guideline calculator. Check your state laws.
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Child Tax Credit Calculator 2026 (OBBBA Updated)
Calculate your 2026 Child Tax Credit under OBBBA rules. $2,200 per child, $1,700 refundable ACTC, income phase-outs. Free CTC calculator.
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Collectible Card Grade Value Calculator
Free collectible card calculator. See how PSA grading grades affect the market value of Pokémon, sports, and other trading cards.
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College Cost Calculator
Calculate 4-year college cost by school type. Tuition, room, board, fees, and inflation projected.
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Compound Interest Calculator
Free compound interest calculator. See final balance, interest earned, and money multiple for any investment with annual, monthly, or daily compounding.
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Cost of Living Comparison Calculator
Compare cost of living between US cities. Housing, food, transport, healthcare — see the salary equivalent to maintain your lifestyle.
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Credit Card Payoff Calculator
Calculate credit card payoff time and total interest. See how extra payments accelerate debt freedom. Free credit card calculator.
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Credit Score Recovery Time Estimator
Free credit score recovery calculator. Estimate the time to recover your credit score after a missed payment, collection, bankruptcy, or foreclosure.
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Crypto Profit Calculator
Calculate crypto profit and loss. Buy vs sell price with fees and capital gains. Free crypto P&L calculator.
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Crypto Tax Calculator (2026)
Calculate your 2026 crypto tax liability. Bitcoin, Ethereum, and altcoin capital gains — short-term and long-term rates. Free crypto tax calculator.
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Currency Converter
Free currency converter. Convert between USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY and more using indicative exchange rates.
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Daycare vs. Stay-at-Home Parent Calculator
Compare the true cost of daycare vs. a parent staying home. Includes taxes, commute, lost career growth, childcare tax credit, and retirement impact.
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Debt Payoff Calculator
Free debt payoff calculator. Enter your balance, interest rate, and monthly payment to find your payoff date and total interest cost.
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Debt Snowball Calculator
Compare debt snowball vs avalanche payoff methods. See payoff timeline and interest saved. Free debt calculator.
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Digital Nomad Cost of Living Calculator
Calculate the cost of living as a digital nomad. Compare cities worldwide by rent, food, coworking, and visa costs.
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Disability Insurance Calculator
Calculate disability insurance needs. Income protection based on expenses and savings. Free calculator.
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Discount Calculator
Calculate sale price after discount. See savings and final price with tax. Free discount calculator.
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EMI Calculator
Calculate EMI for any loan. Monthly installment, total interest, and payment schedule. Free EMI calculator.
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EV vs Gas Savings Calculator
Free EV vs gas calculator. Compare total cost of ownership including fuel, maintenance, insurance, and depreciation for electric vs gas vehicles.
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FIRE Calculator (Financial Independence)
Calculate when you can achieve financial independence and retire early (FIRE). Savings rate, investment growth, and the 4% safe withdrawal rate.
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Home Insurance Calculator
Estimate homeowners insurance cost by home value and coverage. Free home insurance premium calculator.
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Home Library Book Value Estimator
Free home library value calculator. Estimate the current market value of your personal book collection for insurance coverage, estate planning, or resale.
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Hourly to Salary Calculator
Convert hourly wage to annual salary. Weekly, monthly, and yearly breakdown with overtime. Free calculator.
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Hourly Wage to Annual Salary After Tax (2026)
Convert hourly wage to annual take-home pay for 2026. Includes federal tax, FICA, state tax estimates, and new OBBBA deductions for tips and overtime.
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How Much House Can I Afford? (2026)
Calculate how much house you can afford in 2026. Based on your income, debts, down payment, and current mortgage rates. Uses the 28/36 debt-to-income rule.
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Inflation Calculator
Free inflation calculator. Find the real purchasing power of money over time using historical CPI data and current 2026 inflation rates.
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Inflation Rate Calculator
Calculate inflation impact on purchasing power. See real vs nominal returns. Free inflation calculator.
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Inheritance Tax Quick-Check Calculator
Free inheritance tax calculator. Quick-check your federal estate tax exposure for 2026 based on the current estate tax exemption and rates.
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Interest Rate Calculator
Calculate the interest rate on any loan from payment amount and term. Reverse APR calculator.
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Investment Growth Calculator
Calculate investment growth with compound returns and monthly contributions. Free investment calculator.
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Latte Factor 20-Year Investment Calculator
Free latte factor calculator. See exactly how much your daily coffee, lunch, or other small habits could be worth in 20 years if invested instead.
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Life Insurance Calculator
Calculate how much life insurance you need. Income replacement, debts, and dependents. Free calculator.
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Loan Calculator
Free loan payment calculator. Enter loan amount, interest rate, and term to get your monthly payment and total interest paid instantly.
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Meal Prep vs Eating Out Calculator
Free meal prep vs eating out calculator. Compare your annual food spend eating out vs cooking at home and find your potential annual savings.
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Micro-Investment Growth Calculator
Free micro-investment calculator. See how small daily or weekly spare-change investments grow with compound returns — the Acorns/round-up effect.
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Mortgage Calculator
Free mortgage calculator. Find your monthly payment, total interest, and true loan cost. Enter home price, down payment, rate, and term.
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Mortgage Payoff Calculator
Calculate mortgage payoff with extra payments. See years saved and interest reduction. Free payoff calculator.
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Net Hourly Wage Calculator
Calculate your true hourly wage including commute, taxes, and work costs. Your real earnings per hour.
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Net Worth Calculator
Calculate your net worth — assets minus liabilities. Compare to the average net worth by age group. Free personal balance sheet calculator.
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No Tax on Tips & Overtime Calculator (2026 OBBBA)
Calculate your 2026 tax savings from the No Tax on Tips and No Tax on Overtime OBBBA deductions. Up to $25K tips + $12.5K overtime deductible. Free calculator.
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Pet Lifetime Cost Calculator
Free pet lifetime cost calculator. Calculate the full lifetime expense of owning a dog or cat including food, vet care, grooming, and supplies.
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Profit Margin Calculator
Free profit margin calculator. Find gross profit margin, markup percentage, and revenue needed for your target margin.
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Remittance Tax Calculator (1% OBBBA Excise Tax)
Calculate the 1% OBBBA remittance excise tax on international money transfers. See which methods are exempt and how to avoid the tax legally. 2026 calculator.
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Remote Work Savings Calculator
Free remote work savings calculator. Calculate money and time saved by working from home vs commuting — gas, parking, lunches, wardrobe, and time.
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Renewable Energy Tax Credit Calculator
Free renewable energy tax credit calculator. Estimate your 2026 federal ITC tax credit for solar, battery storage, and home energy efficiency improvements.
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Rent vs Buy Calculator
Free rent vs buy calculator. Compare the true monthly cost of renting vs buying including mortgage, taxes, maintenance, and opportunity cost.
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Retirement Nest Egg Calculator
Free retirement calculator. Enter current savings, monthly contributions, years to retirement, and expected return to find your nest egg and retirement income.
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RMD Calculator (Required Minimum Distribution)
Calculate your Required Minimum Distribution (RMD) for 2026. IRA and 401(k) withdrawals using the Uniform Lifetime Table. SECURE Act 2.0 updated.
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ROI Calculator
Free ROI calculator. Enter investment and final value to get ROI percentage, net profit, annualized return, and money multiple.
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Salary to Hourly Calculator
Free salary to hourly calculator. Convert annual salary to hourly rate, daily pay, weekly pay, and monthly pay instantly.
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Sales Tax Calculator
Free sales tax calculator. Enter price and rate to find tax amount and total price. Also calculates pre-tax price from a total.
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Savings Account Interest Calculator
Calculate savings account interest by balance and APY. HYSA, CD, and money market comparison.
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Savings Goal Calculator
Free savings goal calculator. Enter your savings goal, current balance, monthly contribution, and interest rate to find how long to reach your target.
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Savings Timeline Calculator
Calculate time to reach a savings goal or monthly amount needed. Free savings goal planner.
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Senior Tax Deduction Calculator (2026 OBBBA $6,000 Boost)
Calculate the 2026 senior standard deduction boost. Extra $6,000 deduction for taxpayers age 65 and older.
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Should I Repair or Replace Calculator
Should you repair or replace? Compare repair cost vs replacement cost with age and efficiency factors.
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Side Hustle Tax Withholding Calculator
Free side hustle tax calculator. Find your self-employment tax, income tax on freelance earnings, and exactly how much to set aside quarterly.
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Simple Interest Calculator
Free simple interest calculator using the P×R×T formula. Find interest earned, total amount, and daily interest for any principal, rate, and time period.
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Sneaker Resale Profit Calculator
Free sneaker resale calculator. Calculate net profit from flipping sneakers on StockX or GOAT after platform fees, shipping, authentication, and taxes.
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Social Security Benefits Estimator
Estimate your Social Security retirement benefit. Compare claiming at 62, 67, or 70. See how delaying increases your monthly check.
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Social Security Benefits Estimator
Estimate Social Security benefits by claiming age. Early, full, and delayed retirement comparison.
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Solar Panel ROI Calculator
Free solar panel ROI calculator with 2026 federal tax credit. Find your payback period, break-even, and lifetime savings from going solar.
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Streaming Cost Per Hour Calculator
Free streaming cost calculator. Calculate cost-per-hour of entertainment for Netflix, Disney+, Hulu, Max, Apple TV+, and other streaming services.
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Student Loan Payment Calculator
Calculate student loan monthly payments. Standard repayment, income-driven, and refinance options compared.
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Student Loan Refinance Calculator
Free student loan refinance calculator. Compare your current loan vs a refinanced option to see monthly savings and total interest saved.
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Student Loan Repayment Plan Comparison (2026)
Compare student loan repayment plans for 2026. Standard, PAYE, IBR, ICR — monthly payments, total cost, and forgiveness timeline. Free loan comparison.
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Subscription Audit Calculator
Calculate the total cost of all your subscriptions. See monthly, annual, and 10-year investment opportunity cost. Free subscription audit tool.
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Subscription Burn Calculator
Free subscription cost calculator. Add up all your streaming, software, fitness, news, and other subscriptions to see your true monthly and yearly spend.
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Tariff Impact Calculator (2026)
Calculate the 2026 tariff impact on consumer prices. China, EU, and global tariffs — see how much more you pay for electronics, cars, clothing, and groceries.
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Tariff Impact Calculator 2026
Calculate 2026 tariff impact on product prices. Import duty costs from China, EU, and more.
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Trump Account Calculator (OBBBA Child Savings)
Calculate Trump Account (MAGA Account) growth. $1K seed, employer match, and tax-deferred projections.
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Wedding Budget Calculator
Calculate wedding budget by guest count and style. Venue, catering, photography, and all categories itemized.
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Wedding Guest Budget Calculator
Calculate your wedding budget by guest count. See the per-guest cost breakdown — venue, catering, drinks, rentals, favors. 2026 wedding cost data by region.
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Wedding Guest Cost Calculator
Free wedding cost calculator. Break down your total wedding cost per guest and see the full breakdown across venue, catering, photography, and more.
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Workers Comp Calculator
Estimate workers comp benefits by state and wage. Weekly benefit calculation. Free workers comp calculator.

Making Better Financial Decisions

Financial literacy starts with understanding the numbers behind your money. Whether you're calculating how much house you can afford, projecting your retirement savings, or figuring out the true cost of a loan, these calculators turn complex financial formulas into instant answers. Every calculator shows you not just the result, but the logic behind it — so you understand why the numbers work the way they do.

Most Popular Finance Calculators

Our most-used financial tools include the Mortgage Calculator (monthly payment, total interest, and amortization breakdown), Compound Interest Calculator (see the power of long-term investing), and Paycheck Calculator (understand your take-home pay after taxes and deductions). Each is built to answer the specific question you're asking — not overwhelm you with unnecessary complexity.

Frequently Asked Questions
Are these finance calculators accurate?
Yes. All formulas are sourced from official references — IRS tax brackets, Federal Reserve interest rate data, and standard financial mathematics. Results match those from professional financial planning software. However, for complex tax or estate planning situations, always consult a qualified financial advisor.
Which finance calculator should I start with?
Start with the Net Worth Calculator to understand where you stand today. Then use the Savings Goal Calculator or Retirement Calculator to set targets. The Compound Interest Calculator shows you how time and consistent investing create wealth. For specific decisions (buying a home, taking a loan), use the relevant specialized calculator.